{"id":3789,"date":"2025-07-02T13:24:18","date_gmt":"2025-07-02T13:24:18","guid":{"rendered":"https:\/\/www.goldoptionrealestate.com\/mortgage-payments-to-drop-again-in-july-but-interest-rate-cuts-may-be-nearing-their-end\/"},"modified":"2025-07-02T13:59:24","modified_gmt":"2025-07-02T13:59:24","slug":"mortgage-payments-to-drop-again-in-july-but-interest-rate-cuts-may-be-nearing-their-end","status":"publish","type":"post","link":"https:\/\/www.goldoptionrealestate.com\/en\/mortgage-payments-to-drop-again-in-july-but-interest-rate-cuts-may-be-nearing-their-end\/","title":{"rendered":"Mortgage Payments to Drop Again in July, but Interest Rate Cuts May Be Nearing Their End"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3789\" class=\"elementor elementor-3789 elementor-3771\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3be72b80 e-con-full e-flex e-con e-parent\" data-id=\"3be72b80\" data-element_type=\"container\" data-e-type=\"container\" id=\"topo\">\n\t\t<div class=\"elementor-element elementor-element-7ca96774 e-con-full e-flex e-con e-child\" data-id=\"7ca96774\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-15979fcd elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"15979fcd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1436\" src=\"https:\/\/www.goldoptionrealestate.com\/wp-content\/uploads\/2025\/07\/modern-luxury-house-with-swimming-pool-scaled.jpg\" class=\"attachment-full size-full wp-image-3794\" alt=\"\" srcset=\"https:\/\/www.goldoptionrealestate.com\/wp-content\/uploads\/2025\/07\/modern-luxury-house-with-swimming-pool-scaled.jpg 2560w, https:\/\/www.goldoptionrealestate.com\/wp-content\/uploads\/2025\/07\/modern-luxury-house-with-swimming-pool-300x168.jpg 300w, https:\/\/www.goldoptionrealestate.com\/wp-content\/uploads\/2025\/07\/modern-luxury-house-with-swimming-pool-1024x574.jpg 1024w, https:\/\/www.goldoptionrealestate.com\/wp-content\/uploads\/2025\/07\/modern-luxury-house-with-swimming-pool-768x431.jpg 768w, https:\/\/www.goldoptionrealestate.com\/wp-content\/uploads\/2025\/07\/modern-luxury-house-with-swimming-pool-1536x862.jpg 1536w, https:\/\/www.goldoptionrealestate.com\/wp-content\/uploads\/2025\/07\/modern-luxury-house-with-swimming-pool-2048x1149.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8953690 e-con-full e-flex e-con e-child\" data-id=\"8953690\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a806255 e-con-full e-flex e-con e-child\" data-id=\"a806255\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23a3754 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-invisible elementor-widget elementor-widget-icon-list\" data-id=\"23a3754\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-minus\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Media<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-61d6dba3 e-con-full e-flex e-con e-child\" data-id=\"61d6dba3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54d2ec2c elementor-invisible elementor-widget elementor-widget-elementskit-heading\" data-id=\"54d2ec2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><h1 class=\"ekit-heading--title elementskit-section-title \">Luxury <span><span>property market<\/span><\/span> in the Algarve: Arma\u00e7\u00e3o de P\u00eara on the <span><span>rise<\/span><\/span>.<\/h1><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9e5d884 e-flex e-con-boxed e-con e-parent\" data-id=\"9e5d884\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1961dec7 e-con-full e-flex e-con e-child\" data-id=\"1961dec7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-36964414 e-con-full e-flex e-con e-child\" data-id=\"36964414\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29bb903a elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-invisible elementor-widget elementor-widget-icon-list\" data-id=\"29bb903a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-pencil\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">GoldOption<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-41cc27f6 e-con-full e-flex e-con e-child\" data-id=\"41cc27f6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-530ac251 elementor-drop-cap-yes elementor-drop-cap-view-default elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"530ac251\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;drop_cap&quot;:&quot;yes&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"3590\" data-end=\"3907\">Monthly mortgage payments in Portugal will decrease once again in July for loan agreements that are due for review this month, reflecting another drop in Euribor rates. However, the slowdown in the pace of these decreases suggests that the European Central Bank\u2019s (ECB) interest rate cutting cycle may be approaching its end. <\/p><p data-start=\"3590\" data-end=\"3907\"><br><strong>Slowdown in Euribor Rates<\/strong><br>In June, the average values of the main Euribor rates continued to fall, but less sharply than in previous months:<\/p><ul><li data-start=\"3590\" data-end=\"3907\"><strong>3-month Euribor:<\/strong> smallest drop in the past three months.<\/li><li data-start=\"3590\" data-end=\"3907\"><strong>6-month Euribor:<\/strong> lowest decline in the past five months (currently the most commonly used index in Portuguese mortgages).<\/li><li data-start=\"3590\" data-end=\"3907\"><strong>12-month Euribor:<\/strong> remained unchanged from May, ending a five-month streak of consecutive declines.<\/li><\/ul><p data-start=\"3590\" data-end=\"3907\"><br>Despite this slowdown, monthly mortgage payments will still decrease, since the reference point for adjustment is the rate from three, six, or twelve months ago \u2014 when Euribor levels were significantly higher.<\/p><p data-start=\"3590\" data-end=\"3907\"><br><strong>Impact on Monthly Payments<\/strong><br>Even with the more moderate drop in Euribor rates, the impact remains positive for household budgets. For example: <\/p><ul><li data-start=\"3590\" data-end=\"3907\">For a <strong>\u20ac200,000 mortgage over 30 years<\/strong>, with a <strong>1% spread<\/strong> and indexed to the <strong>6-month Euribor<\/strong>, the monthly payment will drop by <strong>around \u20ac60.<\/strong><\/li><li data-start=\"3590\" data-end=\"3907\">For the same loan indexed to the <strong>12-month Euribor<\/strong>, the reduction will be even greater: <strong>nearly \u20ac165<\/strong> per month.<\/li><\/ul><p> <\/p><p>These savings represent meaningful financial relief for many families, especially in a context of continued cost-of-living pressure.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-35a1c1fd e-con-full elementor-hidden-widescreen elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"35a1c1fd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-64711152 e-con-full e-flex e-con e-child\" data-id=\"64711152\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-15e1832d elementor-invisible elementor-widget elementor-widget-image\" data-id=\"15e1832d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/www.goldoptionrealestate.com\/wp-content\/uploads\/2025\/04\/QUARTO.jpg\" class=\"attachment-full size-full wp-image-2965\" alt=\"\" srcset=\"https:\/\/www.goldoptionrealestate.com\/wp-content\/uploads\/2025\/04\/QUARTO.jpg 1920w, https:\/\/www.goldoptionrealestate.com\/wp-content\/uploads\/2025\/04\/QUARTO-300x169.jpg 300w, https:\/\/www.goldoptionrealestate.com\/wp-content\/uploads\/2025\/04\/QUARTO-1024x576.jpg 1024w, https:\/\/www.goldoptionrealestate.com\/wp-content\/uploads\/2025\/04\/QUARTO-768x432.jpg 768w, https:\/\/www.goldoptionrealestate.com\/wp-content\/uploads\/2025\/04\/QUARTO-1536x864.jpg 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-47f33bb6 e-con-full e-flex e-con e-child\" data-id=\"47f33bb6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f098d2c elementor-invisible elementor-widget elementor-widget-image\" data-id=\"6f098d2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/www.goldoptionrealestate.com\/wp-content\/uploads\/2025\/04\/SALA-2.jpg\" class=\"attachment-full size-full wp-image-2967\" alt=\"\" srcset=\"https:\/\/www.goldoptionrealestate.com\/wp-content\/uploads\/2025\/04\/SALA-2.jpg 1920w, https:\/\/www.goldoptionrealestate.com\/wp-content\/uploads\/2025\/04\/SALA-2-300x169.jpg 300w, https:\/\/www.goldoptionrealestate.com\/wp-content\/uploads\/2025\/04\/SALA-2-1024x576.jpg 1024w, https:\/\/www.goldoptionrealestate.com\/wp-content\/uploads\/2025\/04\/SALA-2-768x432.jpg 768w, https:\/\/www.goldoptionrealestate.com\/wp-content\/uploads\/2025\/04\/SALA-2-1536x864.jpg 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bd64ff0 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"6bd64ff0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Are Interest Rate Cuts Coming to an End?<\/strong><br>After increasing the deposit facility rate to <strong>4% in September 2023<\/strong>, the ECB began a gradual rate-cutting cycle to support the economy as inflation eased following the Ukraine war.<\/p><ul><li><strong>In June 2025<\/strong>, the ECB cut rates again by <strong>0.25 percentage points<\/strong>, bringing the deposit rate to <strong>2%.<\/strong><\/li><li>However, caution prevails: economists surveyed by Reuters between June 18 and 24 indicate <strong>limited room<\/strong> for further cuts.<ul><li><strong>53%<\/strong> expect one more rate cut, likely in <strong>September<\/strong>.<\/li><li>Others are divided between the possibility of <strong>two additional cuts<\/strong> or <strong>no further changes<\/strong> this year.<\/li><\/ul><\/li><\/ul><p> <\/p><p><strong>Conclusion<\/strong><br>For mortgage holders, July will bring another reduction in monthly payments, driven by the positive momentum of past Euribor decreases. However, the pace of decline is slowing, signaling a possible stabilization of interest rates by the ECB. For those considering buying a property, keeping an eye on rate developments in the coming months is essential.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-58321b34 e-flex e-con-boxed e-con e-parent\" data-id=\"58321b34\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63922b29 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-invisible elementor-widget elementor-widget-icon-list\" data-id=\"63922b29\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-minus\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Continue Reading<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-321360eb elementor-invisible elementor-widget elementor-widget-elementskit-blog-posts\" data-id=\"321360eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"elementskit-blog-posts.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <div id=\"post-items--321360eb\" class=\"row post-items\">\n                    <div class=\"col-lg-4 col-md-6\">\n\n                                    <div class=\"elementskit-post-image-card\">\n                        <div class=\"elementskit-entry-header\">\n                                                            <a href=\"https:\/\/www.goldoptionrealestate.com\/en\/mortgage-payments-to-drop-again-in-july-but-interest-rate-cuts-may-be-nearing-their-end\/\" class=\"elementskit-entry-thumb\">\n                                    <img decoding=\"async\" src=\"https:\/\/www.goldoptionrealestate.com\/wp-content\/uploads\/2025\/07\/modern-luxury-house-with-swimming-pool-scaled.jpg\" alt=\"Mortgage Payments to Drop Again in July, but Interest Rate Cuts May Be Nearing Their End\">\n                                <\/a><!-- .elementskit-entry-thumb END -->\n                                                            \n                            \n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><!-- .elementskit-entry-header END -->\n\n\t\t\t\t\t\t<div class=\"elementskit-post-body \">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"entry-title\">\n\t\t\t\t\t<a href=\"https:\/\/www.goldoptionrealestate.com\/en\/mortgage-payments-to-drop-again-in-july-but-interest-rate-cuts-may-be-nearing-their-end\/\">\n\t\t\t\t\t\tMortgage Payments to Drop Again in July, but Interest Rate Cuts May Be Nearing Their End\t\t\t\t\t<\/a>\n\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                                    <\/div><!-- .elementskit-post-body END -->\n                    <\/div>\n                \n            <\/div>\n                    <div class=\"col-lg-4 col-md-6\">\n\n                                    <div class=\"elementskit-post-image-card\">\n                        <div class=\"elementskit-entry-header\">\n                                                            <a href=\"https:\/\/www.goldoptionrealestate.com\/en\/luxury-property-market-algarve\/\" class=\"elementskit-entry-thumb\">\n                                    <img decoding=\"async\" src=\"https:\/\/www.goldoptionrealestate.com\/wp-content\/uploads\/2025\/04\/QUARTO.jpg\" alt=\"Luxury property market in the Algarve: Arma\u00e7\u00e3o de P\u00eara on the rise\">\n                                <\/a><!-- .elementskit-entry-thumb END -->\n                                                            \n                            \n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><!-- .elementskit-entry-header END -->\n\n\t\t\t\t\t\t<div class=\"elementskit-post-body \">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"entry-title\">\n\t\t\t\t\t<a href=\"https:\/\/www.goldoptionrealestate.com\/en\/luxury-property-market-algarve\/\">\n\t\t\t\t\t\tLuxury property market in the Algarve: Arma\u00e7\u00e3o de P\u00eara on the rise\t\t\t\t\t<\/a>\n\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                                    <\/div><!-- .elementskit-post-body END -->\n                    <\/div>\n                \n            <\/div>\n                    <div class=\"col-lg-4 col-md-6\">\n\n                                    <div class=\"elementskit-post-image-card\">\n                        <div class=\"elementskit-entry-header\">\n                                                            <a href=\"https:\/\/www.goldoptionrealestate.com\/en\/portugal-expects-growth-property-market-2025\/\" class=\"elementskit-entry-thumb\">\n                                    <img decoding=\"async\" src=\"https:\/\/www.goldoptionrealestate.com\/wp-content\/uploads\/2025\/04\/104970-1-e1744897559506.jpg\" alt=\"Portugal expects 8% growth in the property market in 2025\">\n                                <\/a><!-- .elementskit-entry-thumb END -->\n                                                            \n                            \n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><!-- .elementskit-entry-header END -->\n\n\t\t\t\t\t\t<div class=\"elementskit-post-body \">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"entry-title\">\n\t\t\t\t\t<a href=\"https:\/\/www.goldoptionrealestate.com\/en\/portugal-expects-growth-property-market-2025\/\">\n\t\t\t\t\t\tPortugal expects 8% growth in the property market in 2025\t\t\t\t\t<\/a>\n\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                                    <\/div><!-- .elementskit-post-body END -->\n                    <\/div>\n                \n            <\/div>\n                <\/div>\n       <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Media Luxury property market in the Algarve: Arma\u00e7\u00e3o de P\u00eara on the rise. GoldOption Monthly mortgage payments in Portugal will decrease once again in July for loan agreements that are due for review this month, reflecting another drop in Euribor rates. However, the slowdown in the pace of these decreases suggests that the European Central [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3794,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3789","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sem-categoria"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mortgage Payments to Drop Again in July, but Interest Rate Cuts May Be Nearing Their End - GoldOption<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.goldoptionrealestate.com\/en\/mortgage-payments-to-drop-again-in-july-but-interest-rate-cuts-may-be-nearing-their-end\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgage Payments to Drop Again in July, but Interest Rate Cuts May Be Nearing Their End - GoldOption\" \/>\n<meta property=\"og:description\" content=\"Media Luxury property market in the Algarve: Arma\u00e7\u00e3o de P\u00eara on the rise. GoldOption Monthly mortgage payments in Portugal will decrease once again in July for loan agreements that are due for review this month, reflecting another drop in Euribor rates. 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